Payday loans: Short-term loans intended to cover someone’s expenses until their next payday
Paycheck advances: Short-term loans that are an advance on a future paycheck
Bail bonds: When a criminal defendant is granted conditional release from custody by paying a sum of money determined by the court
Short-term loans of 90 days or less: Loans that require repayment in full in 90 days or less from the date the loan is issued
Penny auctions, bidding fee auctions, or other similar business models: A type of auction where all participants have to pay a non-refundable fee to place a bid
Binary options: A financial product where the payoff is either a fixed monetary amount or nothing at all
Initial coin offerings (ICO): A type of funding using cryptocurrencies that is often a form of crowdfunding
Contract for difference trading: A financial contract that pays the differences in the settlement price between the open and closing trades
Misleading student loan consolidation, forgiveness or refinancing services: Student loan consolidation, forgiveness or refinancing services that use deceptive practices, such as overstating the benefits to the user or not disclosing terms upfront